Regulation CF allows investors to invest in startups and early-growth companies. This is different from helping a company raise money on Kickstarter; with Regulation CF Offerings, you aren’t buying products or merchandise - you are buying a piece of a company and helping it grow.
Accredited investors can invest as much as they want. But if you are NOT an accredited investor, your investment limit depends on either your annual income or net worth, whichever is greater. If the number is less than $124,000, you can only invest 5% of it. If both are greater than $124,000 then your investment limit is 10%.
To calculate your net worth, just add up all of your assets and subtract all of your liabilities (excluding the value of the person’s primary residence). The resulting sum is your net worth.
We cannot give tax advice, and we encourage you to talk with your accountant or tax advisor before making an investment.
Individuals over 18 years of age can invest.
There will always be some risks involved when investing in a startup, such as the company going out of business, having limited voting power (due to dilution), and the timeline to exit. That’s why we recommend startups be part of a more balanced, overall investment portfolio as high-risk, high-return assets.
Since Aura Health is a private company, our shares can’t be easily traded or sold on an exchange. That said, there are two potential scenarios where you can receive a return on investment: 1) We get acquired by another company or 2) We go public. These can take five to seven years in the life of the company (although Aura is over 5 years old already). In either case, investors receive a pro-rata share of the payments that occur. But if an early-stage business fails, investors get nothing. There is no guarantee that the stated valuation and other terms are accurate or in agreement with the market or industry valuations. It involves a high degree of risk, so people who can’t afford to lose their entire investment should not invest in startups.
Shares sold via Regulation Crowdfunding offerings have a one-year lockup period before those shares can be sold under certain conditions.
In the event of death, divorce, or similar circumstance, shares can be transferred to:
The company that issued the securities
An accredited investor
A family member (child, stepchild, grandchild, parent, stepparent, grandparent, spouse or equivalent, sibling, mother-in-law, father-in-law, son-in-law, daughter-in-law, brother-in-law, or sister-in-law, including adoptive relationships)
If a company does not reach their minimum funding target, all funds will be returned to the investors after the close of the offering.
All available disclosure information can be found on the offering pages for our Regulation Crowdfunding offering.
You can cancel your investment at any time, for any reason, until 48 hours prior to a closing occurring. If you’ve already funded your investment and your funds are in escrow, your funds will be promptly refunded to you upon cancellation. To submit a request to cancel your investment please email: firstname.lastname@example.org
At a minimum, the company will be filing with the SEC and posting on its website an annual report, along with certified financial statements. Those should be available 120 days after the fiscal year end. If the company meets a reporting exception, or eventually has to file more reported information to the SEC, the reporting described above may end. If these reports end, you may not continually have current financial information about the company. The company will also send regular updates to its investors via email.
Once an offering ends, the company may continue its relationship with DealMaker Securities for additional offerings in the future. DealMaker Securities affiliates may also provide ongoing services to the company. There is no guarantee any services will continue after the offering ends.